If you own property in Hidalgo or Cameron County and need capital fast, a private cash-out refinance can unlock your equity in days — not months. Here's how it works.
What Is a Private Cash-Out Refinance?
You replace your existing loan (or place a new lien on a free-and-clear property) with a private loan, and receive the difference as cash at closing. The lender bases the loan on the property's value — not your credit score or tax returns.
70%
Max LTV
1–2 wks
Typical Close
3 yr
Balloon Term
$0
Prepay Penalty
Common Reasons People Use It
- Pay off high-interest business or personal debt
- Purchase additional investment property
- Cover business operating capital or expansion
- Resolve back property taxes or liens
- Settle a divorce, estate, or partnership buyout
How the Numbers Work
Example: Your McAllen property is valued at $300,000 and you owe $90,000.
- • Max loan at 70% LTV: $210,000
- • Pay off existing mortgage: $90,000
- • Cash to you at closing (before fees): $120,000
A Note on Our Programs
Global Fox Financial provides private residential and commercial real estate loans in Hidalgo and Cameron County. We do not offer fix-and-flip, rehab, or construction loans. Cash-out refinances are based on property equity with conditional approvals in 24–48 hours.
Ready to See Your Numbers?
Try our mortgage calculator or commercial calculator, or contact us for a free property-based quote.